Seamless Access to Open Banking via APIs

Easily integrate account-to-account payments and data APIs into any app or website.

Payment APIs

Initiate payments within your app or website using Open Banking payments. No cards, no fraud, no chargebacks, low fees.

Data APIs

Enhance your data with real-time access to account, balance, transaction history, and user identity using Open Banking APIs.

eCommerce and online payments

Get paid online with fena. Our online payment products are easy to install. You only need a few lines of code to integrate it with your website.

Plus, you only pay a 0.3% fee on any/the transactions made, saving you over 85% on traditional card payments.

In-store and in-person payments

Accept bank transfers as seamlessly as card payments from just 0.3% per transaction.

You’ll save up to 85% of your transaction costs as compared to standard card transactions.

Give your business a boost with Open Banking payments and data


Reduce basket drop-outs with seamless bank transfer payments powered by fena.


Offer ‘Pay by Instant Bank Transfer’ at checkout as a payment method, saving up to 85% on payment processing fees.


Provide seamless payments for low-cost deposits top ups.

Digital wallets

Easy and instant top-up by bank transfer for digital wallets.

Crypto exchanges

Low-cost, easy top up for accounts with account-to-account payments.

Wealth management

Cost-effective way to power instant payments for SIIPs, investment apps or other investment products.


Issue invoices with a QR code payment to reduce friction and payment errors.

Lending and credit

Power up your lending team to make better lending decisions with open banking data.


Reduce payment frictions and get instant settlement for your payments.

What our clients say about us

Don’t take our word for it – here’s what our clients say:

I was looking for an easier and affordable way of topping up the Kuflink account.

fena sounded like a no-brainer to integrate it with our platform.

Hari Ramamurthy

CTO, Kuflink

Download the fena merchant app to take in-store or in-person payments

 Get paid fast and fair with fena with our Android and iOS apps.

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