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Get paid faster for less with Open Banking payments

Instant payments powered by Fena

Receive payments directly into your bank account within seconds

Get started now

4.6/5 on Trustpilot

Trusted by over 2,500 merchants in the UK

Fena payments in numbers

Seamless Access to Open Banking via APIs, plugins or mobile app

Card fees, hidden charges, slow settlement — we

redesigned the numbers from the ground up.

Card fees, hidden charges, slow settlement we redesigned thenumbers from the ground up.

Card fees, hidden charges, slow settlement we redesigned the numbers from the ground up.

from

£4.99

+ VAT / month, unlimited transactions

average

85%

cheaper than typical card fees

additional

£0

no hidden charges, ever

settlement

money in your account, average

Payment solutions

One platform. Every way to accept money.

Card fees, hidden charges, slow settlement we redesigned the numbers from the ground up.

Payments API

Initiate Open Banking payments from your app or

website with two lines of code.

Initiate Open Banking payments from your app or website with two lines of code.

Learn more

In-store & in-person

Accept bank transfers via the Fena Terminal app —

QR codes, no hardware.

Accept bank transfers via the Fena Terminal app QR codes, no hardware.

Learn more

eCommerce checkout

Drop-in plugins for Shopify, WooCommerce and

BigCommerce.

Drop-in plugins for Shopify, WooCommerce and BigCommerce.

Learn more

VRP sweeping

Variable recurring payments — consent once,

charge variably and securely.

Variable recurring payments consent once, charge variably and securely.

Learn more

Invoice payments

Embed pay-by-bank QR on invoices. Reconcile

instantly.

Embed pay-by-bank QR on invoices. Reconcile instantly.

Learn more

Payment links

Share a single link via SMS, WhatsApp or email —

paid in seconds.

Share a single link via SMS, WhatsApp or email paid in seconds.

Learn more

Business toolkit

Two dashboards. One unfair advantage

Payment Dashboard

Fena Dashboard

Every payment, refund and API key in one operator-

grade dashboard. Built for finance teams that prefer signal over noise.

Every payment, refund and API key in one operator- grade dashboard. Built for finance teams that prefer signal over noise.

Live transaction stream

Easy refund

Role-based team access

Programmatic API keys

toolkit.fena.co / transactions

£284,910

today's volume

1,284

transactions

99.99%

success rate

Customer

Method

Amount

Status

Ada Lovelace

Bank · Monzo

£12.40

Paid

Grace Hopper

Bank · Monzo

£12.40

Paid

Linus Torvalds

Bank · Monzo

£12.40

Paid

Margaret Hamilton

Bank · Monzo

£12.40

Paid

Grace Hopper

Bank · Starling

£128.00

Paid

Linus Torvalds

Bank · Revolut

£44.20

Pending

Margaret Hamilton

Bank · Barclays

£980.00

Paid

Partner Portal

v3.2

248

Active merchants

£4.2M

Monthly volume

White-label brands

0.6%

Average take-rate

White-label · Partner Portal

Open Banking - Your Brand

Embed Fena's full stack under your own brand. Manage and onboard merchants. Offer instant payments without building any of the regulated plumbing

Talk about partnerships

Industries

Diverse industries. Beautiful economics

High risk merchants

Use it as an alternative or add-on at your checkout. Avoid costly chargebacks.

iGaming and Gambling

- Allow easy deposit and account top-ups directly from your users’ bank account to yours

Crypto and Stablecoins

On-ramp fiat into crypto with easy Open Banking payments. Instant settlement and confirmation of fund receipt

B2B businesses

Reduce basket drop-outs with seamless bank transfer payments powered by Fena.

eCommerce

Minimise friction with 'Pay by Bank' at checkout, saving up to 85% on payment processing fees.

Car dealerships

Provide seamless payments for low-cost fees. Get your sales team onboarded in minutes with the Fena Terminal App.

Fintech and financial services

Easy top-ups by instant bank transfer for digital wallets.

EV charging

Charge point operators are using Open Banking and A2A payments to simplify charging payments and connect charging with utilities and employer reimbursement models.

High risk merchants

Use it as an alternative or add-on at your checkout. Avoid costly chargebacks.

Crypto and Stablecoins

On-ramp fiat into crypto with easy Open Banking payments. Instant settlement and confirmation of fund receipt

eCommerce

Minimise friction with 'Pay by Bank' at checkout, saving up to 85% on payment processing fees.

Fintech and financial services

Easy top-ups by instant bank transfer for digital wallets.

iGaming and Gambling

- Allow easy deposit and account top-ups directly from your users’ bank account to yours

B2B businesses

Reduce basket drop-outs with seamless bank transfer payments powered by Fena.

Car dealerships

Provide seamless payments for low-cost fees. Get your sales team onboarded in minutes with the Fena Terminal App.

EV charging

Charge point operators are using Open Banking and A2A payments to simplify charging payments and connect charging with utilities and employer reimbursement models.

From the field

Why customers love Fena

View All

“

Absolutely great company, always so helpful and quick to answer any questions or solve any problems you may have

Alex

Founder

“

Recently set up my own company and was faced with a lot of let downs and stress from the self claiming "traditional providers".

George

United Kingdom

“

Sales and onboarding were both so very helpful, I would recommend working with them.
Great team!!!

Jeremy

United Kingdom

Do you process more than £1,000,000 a year? If so, we'd love to have a chat with you about how we could tailor our service to you.

Get Started

We are eager to help you

We are eager to help you