Works with

Shopify

WooCommerce

QuickBooks

Unleashed

Xero

Card & Online Payments

Get paid online,

your way

From plug-and-play checkout widgets and payment

links to a full API — accept every major card and

digital wallet. Boost conversions without the

complexity.

From plug-and-play checkout widgets and payment

links to a full API — accept every major card and

digital wallet. Boost conversions without the

complexity.

Get in touch

Sign up now

fena. Checkout

Secure payment

Order total

£ 249.00

VAT included

Free delivery

Pay with

VISA

AMEX

G Pay

Pay

+8

1234 5678 9012 3456

MM / YY

CVV

Cardholder name

Pay £249.00

Powered by fena. · PCI DSS Level 1 · 3D Secure

Works with

Shopify

WooCommerce

QuickBooks

Unleashed

Xero

Payment options

Three ways to accept card payments

Choose the integration that fits how you sell — or use all three. Each

one is backed by Fena's FCA-regulated infrastructure.

Choose the integration that fits how you sell — or use all three. Each

one is backed by Fena's FCA-regulated infrastructure.

Most popular

Payment Links

Create a payment link in seconds and share it by email, WhatsApp, or SMS. Your customer clicks, pays, and you get notified instantly. No website needed.

Plug & play

Checkout Widget

Drop Fena's hosted checkout into your site or store with a few lines of code. Handles card capture, 3DS authentication and receipts automatically.

Developer API

Payments API

Full control over the checkout experience.

Tokenise cards for recurring billing, build

custom flows, and integrate directly with your backend stack.

Why Fena

Built for businesses that

can't afford downtime

Built for businesses that

can’t afford downtime


Card payments are only as good as the infrastructure behind them.

Fena's gives you reliability, speed, and full transparency.


Card payments are only as good as the infrastructure behind them.

Fena's gives you reliability, speed, and full transparency.

99.9%

Uptime guarantee

Fena's payment infrastructure is built for

resilience. Redundant systems, real-time

monitoring, and instant failover — so you never

miss a sale.

Fena's payment infrastructure is built for resilience. Redundant systems, real-time

monitoring, and instant failover — so you never

miss a sale.

T+1

Next-day settlement

Money hits your account the next working day.

No waiting a week, no opaque settlement

schedules — your cash flow stays predictable.

Money hits your account the next working day.

No waiting a week, no opaque settlement schedules — your cash flow stays predictable.

PCI

PCI DSS Level 1 certified

The highest level of payment card industry compliance. Card data never touches your servers — Fena handles the entire secure capture flow.

The highest level of payment card industry compliance. Card data never touches your servers — Fena handles the entire secure capture flow.

<2s

Average authorisation time

Fast checkout experience reduces cart abandonment. Fena's direct acquiring relationships mean fewer hops, faster decisions, and higher approval rates.

Fast checkout experience reduces cart abandonment. Fena's direct acquiring relationships mean fewer hops, faster decisions, and higher approval rates.

3DS2

3D Secure 2 built in

Liability shifts to the card issuer when 3DS2 is

triggered, protecting you from fraud chargebacks without adding friction to genuine customers.

Liability shifts to the card issuer when 3DS2 is

triggered, protecting you from fraud chargebacks without adding friction to genuine customers.

No hidden fees

Transparent pricing

No hidden costs,. You pay a simple, transparent per-transaction rate. Our specialist team will quote based on your volume.

No hidden costs,. You pay a simple, transparent per-transaction rate. Our specialist team will quote based on your volume.

Accepted payment methods

Never lose a sale to a

missing payment method

Never lose a sale to a

missing payment method

Accept all major cards and digital wallets right out of the box — no

extra configuration required.

Accept all major cards and digital wallets right out of the box — no

extra configuration required.

VISA

Visa

Mastercard

AMEX

Amex

Google Pay

Google Pay

Pay

Apple Pay

+8

more methods available

Including Maestro, Discover, Diners Club, JCB, UnionPay and more

Fraud protection

We handle fraud so

you don't have to

We handle fraud so

you don’t have to


Committed to protecting you from fraud, chargebacks, and the

headaches that come with them — all included at no extra cost.



Committed to protecting you from fraud, chargebacks, and the

headaches that come with them — all included at no extra cost.


AI-powered transaction monitoring

Advanced machine learning models monitor every transaction in real time for unusual activity, flagging suspicious patterns before funds move.

Advanced machine learning models monitor every transaction in real time for unusual activity, flagging suspicious patterns before funds move.

3D Secure 2 authentication

3DS2 provides strong customer authentication with minimal friction. For authenticated transactions, liability shifts away from you to the card issuer.

3DS2 provides strong customer authentication with minimal friction. For authenticated transactions, liability shifts away from you to the card issuer.

Chargeback dispute management

When disputes do arise, Fena's team handles the entire chargeback process — gathering evidence, filing responses, and keeping you informed throughout.

When disputes do arise, Fena's team handles the entire chargeback process — gathering evidence, filing responses, and keeping you informed throughout.

Real-time risk scoring

Every payment is scored against hundreds of risk signals — device fingerprinting, velocity checks, BIN analysis — before authorisation is requested.

Included at no extra cost

All anti-fraud protection is built into your Fena account. No add-on fees, no separate fraud platform to configure — it works from day one.

Transparent pricing

No surprises. No hidden fees.

One simple rate per transaction. No monthly fees, no setup costs, no

minimum volumes. High-volume businesses can negotiate a custom rate.

One simple rate per transaction. No monthly fees,

no setup costs, no minimum volumes.

High-volume businesses can negotiate a custom rate.

Standard rate

from

1.1

%

+ 20p

Per successful transaction. No monthly fees. No setup costs. Cancel any time.

Per successful transaction.

No monthly fees. No setup costs.

Cancel any time.

✓

All major cards and digital wallets

✓

3D Secure 2 included

✓

Full fraud protection included

✓

Next-day settlement (T+1)

✓

PCI DSS compliance covered

PCI DSS compliance covered

✓

Payment links + widget + API

Get started

Custom rate

Let's talk

Processing over £100,000/month? Our specialist team will build a bespoke pricing package around your volumes.

✓

Everything in standard

Everything in standard

✓

Negotiated per-transaction rate

Negotiated per-transaction rate

✓

Dedicated account manager

Dedicated account manager

✓

Priority technical support

Priority technical support

✓

Custom integration assistance

Custom integration assistance

✓

SLA and uptime guarantees

SLA and uptime guarantees

Contact sales

FAQs

Common questions

Everything you need to know before getting started.

Everything you need to know

before getting started.

What card payment methods does Fena support?

Fena supports all major card brands including Visa, Mastercard, American Express, Maestro, Discover, Diners Club, JCB, and UnionPay. Digital wallets — Google Pay, Apple Pay, and Samsung Pay — are also included. All payment methods are available from day one with no additional configuration.

What card payment methods does Fena support?

Fena supports all major card brands including Visa, Mastercard, American Express, Maestro, Discover, Diners Club, JCB, and UnionPay. Digital wallets — Google Pay, Apple Pay, and Samsung Pay — are also included. All payment methods are available from day one with no additional configuration.

Is Fena PCI DSS compliant?

Is Fena PCI DSS compliant?

How do I integrate Fena card payments into my website?

How do I integrate Fena card payments into my website?

Can I take recurring card payments?

Can I take recurring card payments?

When do I receive my funds?

When do I receive my funds?

Are there setup fees or monthly charges?

Are there setup fees or monthly charges?

We are eager

to help you


We are eager

to help you



Contact us and one of our payment experts will be in touch soon to discuss integrating card payments into your business.



Contact us and one of our payment experts will be in touch soon to discuss integrating card payments into your business.


Ready to start?

Start accepting card payments

in minutes

Easy onboarding. Go live within 24 hrs.

Create your account

Talk to sales

Fena is a distributor of the Authorised Payment Institution. PCI DSS Level 1

We are eager to help you 

We are eager to help you 

Contact us and one of our payment experts will be in touch soon.

Contact us and one of our payment experts will be in touch soon.