LIVE TRANSACTION · GB → DE
Total settlement time
8.4 seconds · <0.5% all-in cost
£
OPEN BANKING · PAY BY BANK
£10,000.00 GBP
From customer's UK bank · 2.4s
▼
$
CONVERT · GBP → USDC
12,610.00 USDC
Rate locked · 1 GBP = 1.261 USDC
▼
€
OFF-RAMP · SEPA INSTANT
€11,720.00 EUR
Settled to vendor's German IBAN
Works with
Shopify
WooCommerce
QuickBooks
QuickBooks
Xero
WHY STABLECOINS FOR GLOBAL PAYMENTS
24/7 SETTLEMENT
Typical settlement time
REAL IMPACT, REAL BUSINESSES
All
Treasury
Cross-border B2B
Web3 & Crypto
Fintech Platforms
Marketplaces
TREASURY MANAGEMENT
"From multi-day FX cycles to
instant settlement"
Treasury teams use Fena to collect customer payments in GBP and EUR via Open Banking, hold balances in USDC, and pay suppliers globally — all without maintaining pre-funded fiat balances in multiple currencies.
TM
Treasury Manager
Global financial services firm
CROSS-BORDER B2B
"Payment times cut from 5 days to under an hour"
Importers and exporters use Fena's stablecoin rail to pay overseas suppliers without waiting for SWIFT clearance cycles. The cash flow improvement compounds across every transaction, freeing working capital tied up in transit.
CF
CFO
International trading company
WEB3 & CRYPTO
"Off-ramp stablecoins to fiat in any currency"
Web3 native businesses receive stablecoin revenue and need to pay traditional vendors in their local currency. Fena's off-ramp converts USDC into GBP, EUR, or USD with bank settlement in seconds — no separate FX desk required.
CO
Chief Operating Officer
Web3 infrastructure provider
STABLE IN VOLATILE MARKETS
"Predictable payments in volatile currency regions"
Businesses operating in regions with currency volatility offer USDC and EURC as a stable payment option. Counterparties receive a dollar- or euro-pegged asset without exposure to local currency swings — opening new markets without new risk.
RD
Regional Director
Multi-region commerce platform
FINTECH PLATFORMS
"Scaled to 50+ countries without local banking partners"
Fintech platforms embed Fena's stablecoin rail to enable cross-border payments without setting up nostro accounts in every market. One API call, one ledger, every corridor — without the operational overhead of multi-currency banking relationships.
VP
VP of Engineering
Embedded finance platform
MARKETPLACES
"Pay sellers worldwide on a single rail"
Marketplace platforms use Fena to pay sellers in 100+ countries from a single stablecoin balance. No pre-funding multiple currencies, no per-corridor banking setup. Sellers receive local fiat; the platform funds in USDC per transaction.
HF
Head of Finance
Global marketplace
UNIFIED PLATFORM
How it works
Fena combines its Open Banking pay-in rail with a stablecoin layer and fiat off-ramp — giving you global money movement on a single platform.
1
Collect fiat via Open Banking
Customers pay in GBP or EUR directly from their UK or EU bank account using Pay by Bank — settled to your Fena Account in seconds.
2
Convert to stablecoin
Fena converts fiat into USDC, EURC, or USDT at a locked rate. Stablecoins are custodied by Fena's regulated infrastructure partners.
3
Move globally on stablecoin rails
Send stablecoins to whitelisted recipient wallets anywhere in the world — 24/7, in seconds, with full on-chain transparency.
4
Off-ramp to local fiat
Convert stablecoins back to GBP, EUR, or USD with instant bank settlement via Faster Payments, SEPA Instant, or ACH to your recipient's account.
FAQs