Open banking for the automotive industry

Add account-to-account payments for all your car sales. Try Open banking payments alongside other payment methods for a seamless customer experience

Register now
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Fena payments

Open banking for automotive software

Works alongside your existing card processors or loan providers

Sharp reduction in payment processing fees - save up to 85%

Reduce card-not-present fraud with strong authentication with Open Banking

Bypass card transaction limit with account-to-account payments

Instant settlement - money deposited instantly into your bank account

Ability to collect payment in person, via a link, and online on your website or mobile app

Key Benefits

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Low cost payment processing across channels

Reduce your processing fees by up to 85%.

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Work alongside your existing provider

Fena’s Open Banking solution works alongside other payment providers

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Increased customer satisfaction

Your customers can pay with just a few clicks. No need to manually input bank details, amounts or reference numbers

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Customisable design

Design your customer journey end-to-end. Easily customise your payment checkout page to match your brand

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Eliminate payment fraud

With Open Banking payments card payments are stored

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Accurate payments

No more errors with the amount paid or invoice reference number

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Collect payments on delivery

Get your driver to collect instant payments on delivery with our payment QR codes

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Instant payment notifications

Instant payments with real time payment notifications

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Get money faster

Remove payment friction for your clients to get paid faster

In-person payments for your in-dealership sales

Do you need to take payments at the dealership? Download our android or iOS fena Business app for free and start taking in-person payments with QR codes

Step 1

Download the fena app on your mobile device or your staff mobiles

Step 2

Register or login on the app

Step 3

Request an amount due and a QR code will be generated

Step 4

Once the payment is complete, you will receive a payment completed notification on your screen

You can also monitor all your transactions in the centralised Fena Business portal.

Invoice payments

Easy Invoice Reconciliation

Add a payment button to invoices in your favourite accounting software and reconcile payments automatically with instant notifications.

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Improved Cash Flow

Using payment links and QR codes for instant account-to-account payments, improve your cashflow with payments powered by Fena.

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Pay By Link

It’s not only in-person payments. Try ‘Pay by link‘ for one-off and ad hoc payments! Plus, you can use our ‘Pay by link’ technology for easy over the phone payments.


Create a Link

Share secure links online in seconds to sell products or services, start a subscription, or collect donations.


Share the Link

Share it across various channels, such as SMS, messaging apps, email, embedded in invoices or whilst on the phone.


Receive Payments

Payments settle instantly and you receive status notifications via your dashboard and email.

Coming soon

Subscription payments

Subscriptions and recurring payments made easy. Collect recurring payments with seamless standing orders.

Improve customer experience

Reduce operational costs

Increase revenue collection reliability

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An easy API for payments

We built an easy-to-use world class API so your teams don’t need to spend months integrating with a payment gateway

Customisable webhooks

Easy-to-read API docs

Suite of SDKs

Become our partner or reseller  

Do you work with car dealerships? Or maybe you are looking for a payment provider that could be integrated with your software. Please email to discuss a commercial partnership with the Fena team

Contact us

How do instant payments by Fena work?

It works in 5 easy steps


Choose to pay with instant bank payments


Double check the amount to pay


Select the bank you want to pay it from


Confirm the transaction within your banking app


Receive the transaction confirmation in your browser