Reconcile your payments without the hassle

Use Open Banking for your payment collection, for free

No missing payments

No errors with account details

No incorrect payment references

Instant settlement

Ability to collect payment on delivery

application screnshot

Key Benefits

card logo

Free payment processing across channels

Cut out manual bank transfers with free account-to-account payments: zero fees and zero hassle

card logo

Time saved on invoice reconciliation

Get your payment reconciled automatically using our APIs or accounting software reconciliation

card logo

Increased customer satisfaction

Your customers can pay with just a few clicks. No need to manually input bank details, amounts or reference numbers

card logo

Customisable design

Design your customer journey end-to-end. Easily customise your payment checkout page to match your brand

card logo

Eliminate payment fraud

With Open Banking payments no bank or personal details are stored

card logo

Accurate payments

No more errors with the amount paid or invoice reference number

card logo

Ability to collect instant payments on delivery

Get your driver to collect payments on delivery with our payment QR codes

card logo

Instant payment notifications

Instant payments with real time payment notifications

card logo

Get money faster

Remove payment friction for your clients to get paid faster

Invoice Payments

Easy Invoice Reconciliation

Add a payment button to invoices in your favourite accounting software and reconcile payments automatically with instant notifications.

code screenshot

Improved Cash Flow

Using payment links and QR codes for instant account-to-account payments, improve your cashflow with payments powered by Fena.

code screenshot

Pay By Link

Collect single or recurring payments online without needing a checkout on your website.


Create a Link

Share secure links online in seconds to sell products or services, start a subscription, or collect donations.


Share the Link

Share it across various channels, such as SMS, messaging apps, email, embedded in invoices or whilst on the phone.


Receive Payments

Payments settle instantly and you receive status notifications via your dashboard and email.

In-person payments on delivery

Download the fena Merchant app for free and start taking in-person payments with QR codes.

With the fena iOS and Android apps, your staff can collect B2B payments on the go.

Do you need to take payments on delivery or in your warehouse? Equip your team with the fena Merchant app

application screnshot

How can you get started with in-person payments?

Step 1

Download the fena app on your mobile device or your staff mobiles

Step 2

Register or login on the app

Step 3

Request an amount due and a QR code will be generated

Step 4

Once the payment is complete, you will receive a payment completed notification on your screen

Coming soon

Recurring payments

Subscriptions and recurring payments made easy. Collect recurring payments with seamless standing orders.

Improve customer experience

Reduce operational costs

Increase revenue collection reliability

application screnshot
application screnshot

An easy API for payments

We built an easy-to-use world class API so your teams don’t need to spend months integrating with a payment gateway

Customisable webhooks

Easy-to-read API docs

Suite of SDKs

How do instant payments by Fena work?

It works in 5 easy steps


Choose to pay with instant bank payments


Double check the amount to pay


Select the bank you want to pay it from


Confirm the transaction within your banking app


Receive the transaction confirmation in your browser